Motor Insurance
Covers are available for Private Cars, Commercial Vehicles, Motor Cycles, and Other Vehicles.
Covers are available for the following categories of vehicles;
Categories of Vehicles Covered
- Private Cars - These will include Saloons, Station wagons, Estates, and the large four wheel drives (4X4). The key aspect of these vehicles is that they must be used for social, domestic and pleasure purposes only.
- Commercial vehicles - These will range from small half ton pick ups to the large monster trucks on the roads. They will also include: Vans and company/school buses. The key aspect here is that the vehicles must only be used for the insured business only and will exclude all usage for hire or reward e.g. taxis, matatus and any general carriage of goods for reward. Carriage of passengers is usually excluded in this class but can be bought back at a modest fee.
- Motor Cycles - Used for the insured business only.
- Other vehicles - These will include agricultural type vehicles of tractors, combine harvesters, construction vehicles of graders and shovels, to emergency response vehicles of ambulances, fire tenders etc.
Popular Packages We Compare & Arrange
Select any package below to pre-fill your quote inquiry and compare rates from our underwriting panel.
Comprehensive & Third-Party Private Motor (Saloons, Station Wagons & 4x4)
Full accidental damage, fire, theft, free windscreen & radio cassette limits, courtesy car extensions, Political Violence & Terrorism (PVT), and Excess Protector options.
Commercial Vehicles, Logistics Fleets & School Buses
Tailored cover for half-ton pick-ups, delivery vans, heavy prime movers, and company or school buses (CIC School Guard / ICEA LION / APA Fleet packages) with Passenger Legal Liability extensions.
Business Motorcycles, Agricultural Tractors & Construction Plant
Dedicated policies for corporate dispatch motorcycles, agricultural tractors & combine harvesters, construction graders & shovels, and emergency ambulances or fire tenders.
Underwriting Partners for Motor Insurance
Frequently Asked Questions
How quickly do I receive my digital motor insurance certificate?
Once your details and payment (via M-Pesa or bank transfer) are confirmed, your official AKI digital motor certificate is issued immediately.
Do you coordinate free vehicle valuation for Comprehensive Motor cover?
Yes. We connect you directly with underwriter-appointed motor valuers across Nairobi and major Kenyan towns at no extra charge.
Need a specialized policy, tender bond, or custom corporate limit?
Because we represent 16+ leading local and international insurers, we source and compare any personal, SME, corporate, or institutional policy in Kenya at zero extra brokerage fee.
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